WIND MITIGATION INSPECTION
Prove your home can take the wind — and pay less for it
A wind mitigation inspection documents the storm-resistant features of your home so you can claim the insurance discounts Florida carriers are required to offer.
OFTEN PAYS FOR ITSELF
Discounts you’ve likely already earned
Florida law requires insurers to give premium credits for wind-resistant construction — but you only get them if they’re documented. A wind mitigation inspection records exactly what your home already has, and for most homeowners it pays for itself many times over in the first year.
The seven features carriers credit
Roof shape
Hip roofs shed wind better than gable — and carriers credit it.
Roof covering
Whether the covering meets current Florida building code for wind.
Roof deck attachment
How the decking is fastened — nail type and spacing matter.
Roof-to-wall connection
Clips, straps, or toe-nails tying the roof to the walls.
Opening protection
Impact-rated windows, doors, and shutters that protect the envelope.
Secondary water resistance
A sealed roof deck that slows water intrusion if the covering fails.
Start saving on your premium
Book a Safe Harbor wind mitigation inspection and document the discounts your home has already earned.